Many people actively use electronic money, such as WebMoney, PayPal or Yandex Money. It's convenient, reliable, fast, cheaper and without blowing yourself up from your favorite sofa. For those new to this business or those who have not yet figured it out, this article was written. Here we will talk about the advantages of the Yandes Money payment system, as well as how and what payments can be made using it. Let's begin.
Why is it convenient to use Yandex Money?
First, let's pay attention to the advantages of this payment system - here are just a few of them.
- Widespread use of the payment system. Thanks to this, you can pay for goods in many online stores without creating accounts in different “electronic money”.
- Simplicity and reliability. As you go through this article, you can see that paying through YAD (Yandex money) is easy. Reliability is the main requirement for Internet money, since many people are afraid of something new. Everything is safe here!
- Cheapness. While other payment systems charge a commission for making payments, you will not find that here - purchases in online stores are not subject to a “duty”.
These convincing arguments in favor of Yandex Money will allow even the most critical users to gain confidence in the payment system!
What can you pay with POISON?
A fairly wide range of services and goods is offered on the payment system website. Let's take a look at some services.
- Television, mobile phone, Internet - all this can be topped up or paid for services with Money.
- Shoes, clothes, music, movies are also available for payment.
- You can purchase tickets for concerts, planes, and trains at your discretion.
- Housing and communal services, fines, taxes or loans are also not deprived of the attention of the payment system.
- Purchasing money for online games and social networks (WoT, VKontakte and others) is also brought to the attention of users.
As we can see, the range of goods and services is simply colossal! It is worth noting that this is not everything here - the rest is left for independent study.
How to pay?
Now the most important thing is what payment methods exist through Yandex money and what is needed for this.
Registration in the YaD system
If you don't register, you won't pay. No, that's not true. However, registration will expand your options. How to do it?
- I have an account in the global Yandex system. No? Then create - usually it all starts with email.
- Then go to the Yandex Money service and click on create a wallet.
- When creating an account, enter all required data correctly and confirm.
- You have now been issued an electronic invoice (13 digits).
Advice! If you plan to use the payment system repeatedly or with a large amount of funds, it is recommended to enter your passport data. This will secure your account and expand your potential.
After completing registration, you can safely pay.
Payment from the online store page
Here’s an example: the desire to buy a vacuum cleaner led a person to the page of an online store. Lo and behold, the online store is owned by smart people who connected it to the Yandex Money system.
Then everything is simple - when placing an order in the store, indicate the payment system POISON. The system usually automatically redirects to the payment page. You just need to enter your wallet number and payment password, and everything is paid!
Payment from the Yandex Money system
- You should find the required product in the catalogue. For example, let's top up Skype.
- In the “Entertainment and Communication” category there is the desired button with the program icon.
- By clicking on it, we get to the next window.
- Here we enter your Skype login and the required amount and click “Pay”.
- If you have not yet entered your passport information, you should do so.
- We confirm the payment and you're done!
Another way to use Yandex Money
If you have a turnover of funds in this payment system or have linked a business, then issuing a plastic YaD card would be a good idea. This card will allow you to pay in stores using your electronic money account and open up many other opportunities.
And finally, an important tip - carefully check your payment information, canceling a payment in Yandex Money is very difficult!
A quarter of Russians over 12 years old use the services of the largest payment operator Yandex every year. You can save money on the services of this payment system if you know how to top up Yandex Money without commission.
Yandex wallet replenishment options
If you want to deposit money into a Yandex wallet without commission, you can use one of four options:
- Transfer of rubles to an electronic wallet through the Internet banking system of Alfa-Bank, Sberbank and other partner banks.
- Top up Yandex Wallet with cash in terminals.
- Transfer rubles from the card to ATMs of MTS Bank, Sberbank and other financial institutions.
- In communication stores of partner companies, you can pay for Yandex Money in cash or by card.
Not all terminals, ATMs and stores allow you to top up your e-wallet without a commission fee. Therefore, you should know the places and companies where the transfer of funds is carried out without additional fees.
Replenishment of Yandex wallet through online banking
You can top up your Yandex Money account without commission in banks’ own online services or on the websites of payment aggregators. The latter include financial services Kukuruza, CARBON, as well as partners of the Faktura.ru system.
Through websites on the Internet you can top up your Yandex wallet with zero commission in the following banks:
- Sberbank;
- Citibank;
- Credit Bank of Moscow;
- Alfa Bank;
- Promsvyazbank;
- Ural BRR;
- Home Credit Bank.
Citibank delays payments up to 2-3 days, and other financial institutions carry out the exchange almost instantly.
When transferring rubles to a Yandex account, you must take into account payment card rates, because banks may charge an additional fee for spending credit funds.
The process of replenishing poison in Sberbank
A window with details will appear, in which you need to select an account or card to write off funds, enter the e-wallet number and the required amount.
After confirming the exchange of a one-time password, the rubles will almost instantly appear in the Yandex system. The speed and compatibility of the payment system of YaD and Sberbank is ensured by their organizational structure: the largest state bank owns three quarters of the Yandex Money payment service.
Topping up your Yad card at ATMs
To find out where to top up your Yandex Money card without commission at an ATM, it is advisable to first look at the location diagrams of points for issuing bank funds on the websites of the relevant financial institutions. Topping up an electronic wallet from a card account at an ATM will take no more than 1-2 minutes. ATMs of the following institutions offer commission-free replenishment of your Yandex account:
- Sberbank;
- RPS "Golden Crown";
- MTS Bank;
- Ural BRR.
Sberbank ATMs are universal free converters of rubles to Yandex money, because they allow you, without commission, to instantly top up your electronic wallet with a card from any Russian bank.
Instructions for transferring poisons at a Sberbank ATM
Below are step-by-step instructions on how to deposit money from a card to Yandex without commission at a Sberbank ATM:
- Insert your bank card and enter your PIN code.
- Click the “Payments and Transfers” menu, and then “Next”.
- Go to the “Electronic money” menu, and then – “Yandex”.
- Enter the digits of the wallet number without additional characters, click “Next”.
- Enter the required amount, click “Next”.
- Check the details and click “Pay”
After the final confirmation of the payment, the Yandex account will be replenished instantly and the money will be debited from the card. At ATMs and terminals, you can top up your e-wallet with a maximum of 10,000 rubles per day, which is due to protection against fraudulent activities.
Topping up your Yandex account with cash in terminals
Using payment terminals in shopping centers is a good option to deposit cash on Yandex Money without commission. The need for expensive collection leads to an additional markup on payment services provided by financial companies. But a number of participants in the banking market have found resources to make replenishing Yandex Money in terminals free. These include:
- Sberbank.
- Company "E-Yugra".
- Messenger.
- Credit Bank of Moscow.
- Settlement credit organization "RIB".
- Ural BRR.
The terminals have different interfaces, so difficulties arise in exchanging cash rubles for Yandex Money. If the POISON icon is not on the main screen, then you need to go to the “Payments”, “Electronic money” or “Payments to other organizations” sections.
How to top up poison in cash at a Sberbank terminal?
The sequence of actions for topping up a Yandex account with cash in the terminal resembles a similar procedure at an ATM with some differences. Below are instructions for exchanging cash for Yandex Money without interest or commission:
- Select “Cash Payments”, then click “Continue”.
- Click the menu item “Payments in the organization”, then select “Other”.
- Select the Yandex Money icon from the list and click “Pay”.
- Enter the numeric number of your Yandex account and click “Continue”.
- Insert money into the bill acceptor and confirm payment.
The maximum replenishment amounts for one time differ for different operators, but should not exceed 15,000 rubles. When replenishing your account several times in a row, you should always take a receipt and save it until you check the receipt of money in your Yandex account.
Replenish poison in communication shops
Free replenishment of Yandex Money allows mobile communications and electronics stores to attract additional clientele to their points of sale. What adds to the effectiveness of such a marketing move is the fact that poison users are mainly people who understand modern gadgets and technologies. The following network operators transfer money to a Yandex account without a commission:
- Euroset;
- Svyaznoy company stores;
- Alt Telecom sales points;
- "Banzai" equipment showrooms.
To top up your e-wallet in a store, you just need to know your own Yandex account number. You can pay for the service in cash or by card, and rubles are credited to your account in a few seconds.
Sberbank’s purchase of part of the Yandex Money service made it possible to expand the options for replenishing an electronic wallet without commission and popularize the use of poison in payments for goods and services. Now you can exchange cash rubles or money on a card for Yandex Money almost everywhere where there are Sberbank terminals or ATMs.
Since the electronic payment method is increasingly popular, many are interested in how to pay for goods through Yandex.Money, purchasing them on the Internet. The electronic wallet is rightfully considered one of the most widespread payment systems in Russia and neighboring countries. But you need to study some nuances in order to be able to take advantage of this opportunity.
Payment Methods
To use this method, you need to register with Yandex and then receive an electronic wallet. Then you can pay for the goods in just two or three clicks. In the “Shopping Cart” section of the site with goods, fill in the necessary data, and then go to the electronic wallet to complete the operation. A form will appear through which the direct transfer is made.
Top up your phone
In this case, no difficulties arise. The main thing is to know the algorithm of actions, which is as follows:
As a result, the electronic wallet will display data that the payment has been accepted for execution.
For the transaction, a commission is charged, the amount of which is 3 percent, as well as 15 rubles. After checking all the data, the payment is confirmed. The operation is carried out within seven days. This must be taken into account before paying for the order through Yandex wallet.
Payment via Qiwi, Sberbank and terminal
In this case, the process consists of replenishing the seller’s electronic wallet. The operation is carried out through the Qiwi terminal. The additional fee ranges from two to fifteen percent, depending on where it is located, and the funds will be transferred within one day. The process consists of performing the following steps:
Better than the Qiwi terminal is, perhaps, the Sberbank ATM. Here, this operation is performed almost instantly, and there is no need to pay additional fees. The algorithm of actions is the same as in the case of Kiwi. The main thing is that the bank has a terminal that accepts banknotes.
What goods and services can be paid using Yandex electronic money
One of the foreign, but very well-known online platforms in our country is Ebay. The goods are purchased here by Russia and Crimea, Belarus and Kazakhstan, Ukraine and other neighboring countries. Unfortunately, it is not yet possible to pay directly here through the payment system in question. But the obstacle can still be circumvented if you use the PayPal payment system.
For this purpose, a Yandex card is purchased. The easiest way to do this is in Svyaznoy or Euroset. You can also purchase it online directly in your e-wallet. Next, you need to link to your PayPal account and use it to pay for any goods on Ebay.
Our even more famous online resource is Aliexpress. A lot of products are collected here at an affordable price, and it is possible to pay directly with Yandex.Money, unlike Ebay. The algorithm of actions in this case is as follows:
Important! This site also has a service where you can pay in cash. To do this, select the appropriate payment method, fill out a special form, and as a result receive a code. Then you can pay for your purchase through a terminal at Euroset, Sberbank, Svyaznoy and other companies.
Thus, the application allows you to pay for:
- goods purchased on Russian and foreign websites;
- services for telephone, as well as for television and Internet;
- transport tickets;
- entertainment activities;
- utility bills, fines and fees;
- repayment of loans.
Funds are transferred at different times. So, for example, money for a phone is received immediately, and for a loan the next day (working day).
If you want to purchase something on the Internet or pay for services, it is now convenient to use virtual wallets. After registering and opening a wallet, questions arise: How to increase your account (earn money)? How to top up Yandex.Money without commission? What fees may be charged for transferring funds to a card? What other methods exist to top up your Internet account? Where to top up Yandex wallet without commission?
Topping up Yandex.Money from a card
There are different ways to deposit funds into your personal current account. All methods of replenishing funds can be with or without a commission, and also instant or with different terms of crediting. If you suddenly have an unused fixed payment card from the Yandex payment service, you can top up your wallet with it without charging interest, but unfortunately, these cards are currently discontinued. Let's take a closer look at how to top up Yandex.Money without commission from a card?
Smart card binding
- The first thing that the Yandex website offers in the money tab is to link your smart card from any bank in the CIS countries to your “wallet”, which provides a number of advantages: you pay for goods in online stores directly from the card, and you do not need to top up your wallet account and You do not need to enter any details.
- Link up to 5 bank cards to one of your virtual wallets, detailed payment statistics and information about withdrawals will be sent by email.
Service “Contact with Bank”
For clients of Alfa-Bank or Otkritie Bank, it is possible to top up a Yandex money card without fees from a bank account using the popular “Contact with Bank” service for an Alfa-Click account and Otkritie Bank card. Reverse transfer of funds to Alfa-Bank and Otkritie Bank can only be used by owners of registered current accounts or identified users, while in Yandex Money the transfer fee is 3%.
How to top up Yandex.Money from a mobile phone: Video
ATMs and Internet banking
Replenishment of Yandex.Money without commission can also be done through ATMs of Sberbank, MTS Bank, Neryungribank, Nomos Bank, Kholmskkombank, Energotransbank, Ural Bank for Reconstruction and Development, RPS "Golden Crown". Many financial institutions offer to connect to the Internet banking service for a modest subscription fee or without payment. Internet banking is always convenient, and even more so when it comes to transferring funds to Yandex.Money - just indicate your personal account number and the amount to be transferred, and in a moment the money will be in your online wallet. At the sales offices of Euroset, Svyaznoy, Banzai and other Yandex partners through the sales desk, they will help you make a top-up of up to 15,000 rubles per deposit. Also, do not forget about the communication offices of Beeline, MTS, Megafon.
Recently, the federal system “City” has become widespread, clients of which are given the opportunity not only to pay for various services, but also to replenish their virtual “wallets” without interest or additional fees. The Gorod payment system can be used in many large cities of Russia, and they have service points in banks, on the street, and sales offices of some companies. You can find out where the nearest payment acceptance point is located on the official website of the City system.
conclusions
In conclusion, I would like to note that replenishing a Yandex wallet without a commission or with a commission has become comfortable and as simple as possible in our time.
How to top up Yandex.Money through Sberbank Online: Video
There are 4 ways in which you can top up your Yandex Money wallet without % or commission. Namely:
Navigation:
" " : Sberbank, Alfa-Bank and a number of other banks by wallet number.
" " : Sberbank, MTS Bank, RPS "Golden Crown" and others. At the same time, at Sberbank ATMs you can top up your wallet from a card of any bank.
" " : Sberbank, Svyaznoy, MKB - money is credited instantly, without commission.
" ": Without commission, money will be accepted at: Euroset, Svyaznoy, Alt Telecom (note: we are talking about topping up at the checkout) and in Banzai digital equipment stores.
Method No. 1 - Transfer from Internet banking
Sberbank of the Russian Federation (Internet banking)
If you have a Sberbank card, you can top up your Yandex.Money account through the “ Sberbank Online» — instantly and without commission.
1. Login " Sberbank Online"(you need to enter your user ID and password).
2. In the “Quick payment” panel, select “Yandex.Money”.
3. Select the card with which you want to top up your account.
4. Enter your Yandex.Money account number and the top-up amount, then click “Continue.”
5. Confirm the operation with a one-time password.
10,000 rubles per day.
Alfa-Bank (Internet banking)
If you have a ruble account in "" and access to the Alfa-Click Internet bank, you can top up your Yandex.Money account via the Internet.
Money is credited to your account instantly. There is no commission*.
1. Log in " Alpha click» and log in (enter login, password and one-time SMS password).
2. Select the “Payments” item in the left menu, and on the page that opens, select the “Yandex.Money wallet replenishment” item.
3. In the “Account in Yandex.Money” field, select “Other”.
4. In the “Custom account in Yandex.Money” field, indicate the account number that you want to top up.
5. Specify the payment amount and click on the “Continue” button.
6. Confirm the operation with a one-time password, which you will receive via SMS
Maximum account replenishment amount: 15,000 rubles at once.
Bank Home Credit (Internet banking)
", you can top up your Yandex.Money account online - instantly and without commission.
1. Log in to Internet Banking " ".
2. In the “Transfers and Payments” section, select “Create a payment or transfer”.
3. Type the word “Yandex” in the search bar and click on the line with the logo that appears below.
4. Fill out the form in the central panel and click the “Continue” button.
5. Confirm the operation with a one-time password.
Maximum account replenishment amount: 15,000 rubles.
Corn MasterCard (Internet banking)
If you have a “Corn MasterCard”, you can instantly top up your Yandex.Money account on the program website “ Corn". The card can be issued at the Euroset communication store.
No commission is charged.
2. Select the “Popular payments” section, and in it - the “Wallet replenishment - Yandex.Money” service.
Maximum account replenishment amount: 15,000 rubles at once.
Moscow Credit Bank (Internet banking)
Clients " Moscow Credit Bank" can top up their account in Yandex.Money using the system " ICD-Online» .
There is no commission*. Money is credited to your account within a few minutes.
1. Go to the system website " ICD-Online» and log in (enter login and password).
2. Select the “Pay for services” section in the left menu, and in it - the “Payment systems” item.
3. In the window that opens, select the “Yandex.Money - account replenishment” item.
4. Fill in the fields of the payment form, indicating in them:
The account from which you want to transfer money;
. account number in Yandex.Money that you want to top up;
. transfer amount.
5. Confirm the operation.
Maximum account replenishment amount: 14,999 rubles at once
Promsvyazbank (Internet banking)
Clients " " having access to the Internet banking system " PSB-Retail", can top up their Yandex.Money account instantly and without commission*.
2. Sequentially select the items “Operations” - “All operations” - “Payments” in the main menu.
3. Open the “Electronic Wallets” tab and select Yandex.Money from the menu.
4. Specify the Promsvyazbank account from which funds will be debited.
5. In the “Agreement number” field, enter the account number in Yandex.Money, indicate the payment amount and click the “Next” button.
6. Confirm the operation using a key from the table of one-time keys or digital signatures with which you work in the PSB-Retail system, and click the “Execute” button.
7. To make replenishing your account easier in the future, you can save a template of the transaction.
Maximum account replenishment amount: 15,000 rubles at once.
Citibank (Internet banking)
The money arrives in your account within 2-3 business days.
1. Go to the system website " Citibank Online" and go through authorization (enter your username and password).
2. Select the “Transfers and Payments” section, and in it - the “Transfers to Third Parties” subsection.
3. If this is your first time replenishing your Yandex.Money account using this method, add a new recipient by providing the following details:
Recipient type: Another recipient in the Russian Federation
Receiver name: LLC NPO Yandex.Money (without quotes)
Personal account: *****************
Bank Identification Code(BIC): ********
Payment order: All other payments
Payment details: Payment under contract No. *********** without VAT.*
TIN: *********
* You can find out your other details using this “LINK”, being authorized in your Yandex Money wallet
4. Confirm adding the recipient, and then activate it by contacting the 24-hour telephone service " 24-hour Citiphone Banking" .
5. When the recipient is activated, generate and send a payment order for the required amount. Attention: in order for the money to be credited to your account, be sure to fill in the “Payment Details” field in the payment order. In it you need to write again: “Payment under agreement No. 410014706178817 without VAT”*.
6. Confirm the operation.
* agreement number is your account number in Yandex.Money.
Please note: payments with incorrect wording in the “Payment Details” field cannot be processed automatically by the bank. It takes an average of 3 to 20 working days to find and enroll them.
Maximum account replenishment amount: 15,000 rubles at once.
Ural Bank for Reconstruction and Development (Internet banking)
If you have access to online banking " Ural Bank for Reconstruction and Development", you can top up your Yandex.Money account without leaving your home.
1. Log in to online banking using your username and password.
3. In the “Filter” field, enter the word “Yandex”.
4. Enter the payment amount and account number.
5. Confirm the operation.
After completing the transaction, you can print the receipt or save it as a pdf.
Maximum account replenishment amount: 15,000 rubles at once.
CARBON MasterCard (Internet banking)
If you have one, you can instantly top up your Yandex.Money account on the program website " CARBON". The card can be issued at TNK gas stations.
There is no commission*.
2. Select the “Popular payments” section, and in it - the “Wallet replenishment - Yandex.Money” service.
3. Specify your Yandex.Money account number and the top-up amount.
4. Confirm the payment with a one-time password. You will receive it via SMS to the mobile phone you indicated in the application form when receiving the card.
Save the operation template and you can repeat it using your mobile phone. To do this, just send an SMS to number 1974. Your account will be instantly replenished with the specified amount.
Maximum account replenishment amount: 15,000 rubles at once.
Faktura.ru (Internet banking)
The Internet banking system " " allows clients of most connected banks to transfer funds from a bank account to an account in Yandex.Money. Funds are credited instantly.
There is no commission*.
1.On the website " " select the “Login to Internet Banking” section.
2.Select the section “My Services” - “Other Services”.
3.Select the option “Top up wallets - Yandex.Money”.
4.Indicate your account number in Yandex.Money.
5.Enter the desired payment amount.
note: If you do not see the “Other services” item in the “My Services” section, it means that your bank does not support replenishing your Yandex.Money account in this way.
Maximum account replenishment amount: 15,000 rubles at once.
Method No. 2 - By card at ATMs
Sberbank of the Russian Federation (ATM)
You can top up your Yandex.Money account at the nearest ATM or Sberbank terminal - from a card issued by any bank.
Money is credited instantly. There is no commission.
1.Insert the card into the ATM or terminal and enter the PIN code.
2.Select “Payments and transfers” in the menu - the “Payment for services” page will open, where you need to click “Next”.
3.Select “Electronic money”, then “Yandex”.
4.Indicate the account number in Yandex.Money that you want to top up. Then click “Next”.
6.Check that you have specified everything correctly and click “Pay”.
Sometimes it is difficult to find the “Yandex” section at Sberbank ATMs if you have inserted a card from another bank. Just type "Yandex" in the search.
"Addresses" of ATMs and terminals Sberbank
10,000 rubles at once
MTS Bank (ATM)
Direct deposit from MTS Bank cards
*No commission.
RPS Golden Crown (ATM)
If you have a RPS card " gold Crown", you can top up your Yandex.Money account through ATMs of the same name. In addition, through ATMs with a cash-in function, money can be transferred to your account without using a bank card.
Funds are credited to your account instantly. No commission*
" Addresses " ATMs "Gold Crown"
Maximum account replenishment amount: 15,000 rubles at once.
Ural Bank for Reconstruction and Development (ATM)
Money is credited instantly. There is no commission.
1. Insert the card into the ATM and enter the PIN code.
2. Open the “Payments” section.
3. Select the recipient of the “Electronic money” payment. To do this, you need to enter the number 7 (line number “Electronic money”) in a special field.
4. Then select “Yandex.Money” - enter line number 4.
5. Enter your Yandex.Money account number and the top-up amount.
6.Collect the check.
"Addresses" of ATMs Ural Bank for Reconstruction and Development
Maximum account replenishment amount: 15,000 rubles at once.
Method No. 3 - Cash at terminals
Sberbank of the Russian Federation (Terminal)
You can top up your Yandex.Money account with cash through Sberbank terminals.
Money is credited instantly. There is no commission.
note: terminals have different interfaces, so the names of sections and buttons may not coincide with what is indicated in the instructions. In any case, you need to find the cash section and the " Yandex».
1. Select Cash Payments and click Continue.
2. Click “Organizational Payments” - “Other”.
3. Select Yandex from the list and click “Pay”.
4. Enter your Yandex.Money account number and click “Continue.”
5. Insert cash and be sure to save the receipt.
"Addresses" terminals for cash replenishment: Sberbank of the Russian Federation
Maximum replenishment amount - 10,000 rubles at once.
Moscow Credit Bank (Terminal)
You can top up your Yandex.Money account through terminals " Moscow Credit Bank» .
The money is credited within a few minutes. There is no commission.
Regions: Moscow and Moscow region.
"Addresses" of terminals:"Moscow Credit Bank"
Print the instructions and take them with you to the terminal ("Instructions")
The minimum account replenishment amount is 10 rubles, the maximum is 4,999 rubles.
e-Ugra (Terminal)
You can top up your wallet through the e-Yugra terminal network in the Khanty-Mansiysk Autonomous Okrug.
There is no commission, money is credited instantly.
How to top up your wallet: "