There are rumors that in 2010, USR director Kenneth Weiss visited the Apple office. He came there not empty-handed, but with a ready-made development of secure contactless payments. The idea was presented to the board of directors of Apple and Visa. Alas, things didn’t move beyond the presentation...
But Apple would not be Apple if it refused to introduce another mechanism that would allow the company’s adherents to spend their hard-earned money. Therefore, the company decided that they would create this system secretly from Weiss and would not pay him for patent agreements. Thus, according to Kenneth Weiss himself, contactless payment technology was born - Apple Pay. As you already understand, this article will focus on this technology. We'll figure out how to pay with Apple Pay in stores and the metro, which banks the system works with, and how safe it is to use it.
System requirements
Contactless payment technology, as in the case of bank cards, only works with an NFC chip. Therefore, to pay, you will need an iPhone from 2014 or newer, since only these models have the necessary technical equipment. If available, iPhone 2012 and newer are suitable.
iPhones that support Apple Pay:
- iPhone 5 (when connected Apple Watch);
- iPhone 5S (with Apple connection Watch);
- iPhone 6 (including Plus version);
- iPhone 6S (including Plus version);
- iPhone SE (first and second generation);
- iPhone 7 (including Plus version).
Make purchases with using Apple You can also pay online:
- Any iPad from 2013 or newer is suitable for this.
- Any year 2011 and newer (when connecting an iPhone).
- MacBook Pro with TouchBar.
Before you use Apple Pay, make sure you have a working ID.
Banks working with Apple Pay
During the period when the technology began to be implemented in Russia, only one bank worked with Apple - Sberbank. Visa cards also did not work in Apple Pay on iPhone. A month later, all restrictions were lifted, and other banks joined Apple. Now Apple Pay on iPhone is supported by all popular institutions, including Rocketbank, Tinkoff Bank, Alfa-Bank and others.
How to connect?
To get started with Apple Pay, you need to add your credit or debit card to the Wallet app ( Apple section Pay). What cards can be added? It must be supported by the bank. It must support PayPass or PayWave technology. Initially, it was possible to use only MasterCard cards, but over time this restriction was abolished, but there are some banks that still prohibit attaching Visa plastic to Apple Pay.
If the card is suitable, then we proceed straight to adding it to Wallet and connecting contactless payments:
- Open the Wallet program and click on the “Add a new card” button.
- In the window that appears, enter your bank card details (if you plan to use a card that is already used in iTunes, you will only need to enter your iCloud password).
- After clicking the “Next” button, the bank will begin checking your plastic.
- Once your card is verified, you can start using Apple Pay.
On MacBook computers with TouchBar, the setup process is similar. The Wallet menu is located in system settings.
How to pay with Apple Pay in stores and subways?
So, we have a suitable smartphone. We've added a credit card to Wallet. It's time to pay. Before paying in a store, make sure that the terminal supports contactless payments - they are usually marked with the company logo or the PayPass icon. If you have found a suitable terminal, then place your finger on the Touch ID of your iPhone, and hold your smartphone near the terminal - two or three centimeters away. Payment will occur automatically and the phone can be removed as soon as confirmation of the completed payment appears on the screen.
How to pay with Apple Pay in the subway? This question is especially relevant in July, when there is a 50% discount on travel on the MCC paid using Apple Pay. To pay for a trip on the subway, you need to hold your finger on the Touch ID sensor and lean your smartphone against a suitable terminal (usually it is located to the right of all the others). If you manage to buy a ticket during the promotion, then in a few minutes half of the amount spent will be returned to your account.
To activate Apple Pay on Apple Watch, you need to double-click the button located on the side of the case. After this, you need to turn the watch over with the screen facing the terminal and hold it until you feel a slight vibration.
How to pay with Apple Pay online?
Apple, unlike Google and Samsung, decided not to limit itself to just simulating a bank card, but went further by introducing functions into websites and applications. To buy something online or in an app using Apple Pay, you need to find the appropriate button - usually it shows the Apple Pay logo and nothing else. Immediately after clicking, the program will prompt you to enter the address for billing and delivery of goods (you need to enter it once, and Wallet will remember this data). Finally, you need to confirm the payment by placing your finger on the Touch ID sensor.
How to pay with Apple Pay on iPhone and Mac on websites? Actually, exactly the same. You need to find the Pay button, click on it, enter your details and confirm the payment. In the case of a phone and tablet, this is done using touch sensor ID. If you're on a Mac, you'll need to place your finger on the fingerprint scanner on a nearby iPhone connected to your computer.
Safety
Apple is famous for its attention to information security. The company's operating systems are protected like no other in the world. Naturally, when launching their own contactless payment system, Apple could not ignore such an aspect of its work as security.
Your payments are protected on three levels at once:
- The first level is the operating system. Your card data saved in Wallet is securely protected within iOS. The system cannot be hacked remotely, and if you lose your smartphone, you can activate the Find My iPhone function and erase all data from the phone, even if it is already turned off.
- The second level is Touch ID. Every payment made through Apple Pay is verified using a fingerprint sensor. This means you don't have to fear 21st century pickpockets walking around with handheld payment terminals.
- The third level is tokenization. When paying in a store, the terminal or application does not receive your card data, but a generated set of numbers (token), in which the command for confirming the payment by the bank is encrypted. Your bank card data will remain on your iPhone forever and will not be transferred to a third party.
Errors during connection and payment
Many owners of Apple smartphones have encountered problems with operation. payment system. The terminals simply do not respond to their phones. What could be the problem and how to use Apple Pay if the terminal refuses to accept payment?
- The first thing you should pay attention to is the region. Check to see if Apple Pay works in your county.
- If so, then try updating software before latest version. To do this, go to “Settings - General - Software Update”.
- If this could not, then try deleting the card; to do this, go to “Settings - Wallet”, find the non-working card and delete it. Then add again accordingly.
- You can solve the problem with the region by changing it in the smartphone settings. Some users managed to deceive the system by changing their region of residence to the UK.
- If none of the above has saved you, then there is only one option left - going to service center. The NFC chip in your device may be broken.
Impressions and reviews
The launch of Apple Pay in Russia was accompanied by great resonance. People across the country began posting videos of themselves using the new technology to buy food in supermarkets and pay for gas. The payment system made a strong impression on the population of the country, since in 9 cases out of 10 it worked flawlessly. Only some sellers were dissatisfied, who mistook manipulations with the phone for the new kind fraud.
Paying a bill at a restaurant or entering the metro using a watch is not only convenient, but also interesting. The new experience that Apple Pay gives is reminiscent of some kind of science fiction novel, where bracelets turned into a kind of multi-passport combined with a wallet. The main thing is that paying with Apple Pay very quickly becomes a habit. Something similar has already happened with Touch ID, life without which is no longer possible.
Promotions, discounts, new features
It would be blasphemy for Apple to leave such a promising and popular technology without development. And they didn't leave. Interest in paying with Apple Pay is fueled in every possible way with the help of various promotions, discounts and special offers. Those who just added the card to their wallet were faced with unprecedented generosity and could get a free movie ticket or a juicy hamburger in a popular cafe. Those who didn’t have time can now ride the MCC with a 50% discount. This is not the end. Apple really wants you to pay using their smartphones, which means they won’t leave their partners alone for a long time, buying from them Special offers for its users.
Much attention is also paid to the development of the functional component of Apple Pay. So, in iOS 11 it will be possible to send money to other users. Each iPhone owner will receive a virtual account that will work in parallel with real bank cards. It is to this account that you can send money using iMessage.
Instead of a conclusion
What do we have in In fact, everything stated above can be described in one word - the future. More and more aspects of our everyday life are realized through smartphones. Now our wallet has been added to them. Your phone was an excellent player and camera, and now it has turned into the most reliable wallet in the world, from which it is impossible to steal money. Perhaps that says it all, and there is not a single reason to deny yourself the opportunity to try out the new technology in action today.
Apple developed a proprietary contactless payment system in 2014, called Apple Pay. Its main feature is that the technology supports a number of modern readers - for example, Visa PayWave and MasterCard PayPass. Despite the fact that almost everyone modern smartphone from the company supports the contactless payment function, many users often wonder whether they will be able to pay at various establishments without a card. In this article we will tell you which iPhones Apple Pay works on and how to use the system.
What devices can you use the technology on?
To make contactless payments, you need to make sure in advance that the hardware contains an NFC chip. It is specially designed to support the exchange of information on a short distance. It is noteworthy that the chip was not installed in flagships of early model years. Accordingly, problems arise in using money transfer systems through mobile devices on a number of Apple devices.
A natural question arises: which iPhones support Apple Pay? The previously mentioned chip began to be installed in sixth-generation smartphones. This includes:
- iPhone 6;
- iPhone 6+.
This generation became a kind of starting point, after which the use of this technology became possible in later models. It became possible to use the contactless payment option in the seventh and eighth generations. You can also pay for purchases using the iPhone X, the tenth anniversary smartphone model. Apple Pay is supported on iPhone SE smartphones.
Many people wonder whether it is possible to use this option on iPhone smartphones 5 and iPhone 5s? On the one hand, the Apple Pay system is already available. But due to the lack of an NFC module, unfortunately, you won’t be able to pay using a contactless method. A logical thought - then why did the developer add this application to a smartphone that does not support contactless payments? It's simple - the phone can still be used for cashless purchases, but only if it is synchronized with the Apple Watch.
The algorithm is as follows: you need to touch the watch to the terminal, as a result of which it will instantly transmit a signal to the smartphone. After confirming the payment, the data is sent again to the watch, which confirms the purchase to the terminal.
Using Apple Pay for Sberbank cards
To connect the contactless payment system, the user first needs to install the Wallet program. Having opened it, authorization is carried out using your own Apple ID. Once the login is completed, the device owner will be able to add a new payment card. After selecting the appropriate function, the user will have to take a photo of his bank card. An alternative option is to enter all data manually.
At the next stage, the entered information is confirmed using a code that is sent by Sberbank to the card owner’s number. You can verify the possibility of making payments through a contactless system by receiving a message about successful card activation.
Connecting a card to Sberbank Online
Almost the same scheme for adding a card is provided for branded applications developed by other banks. To be sure additional information regarding the features of activating the option, it is recommended to go to the official website of the banking institution or read the instructions in the application store.
Usage
Once you understand which devices support Apple Pay, you can start making payments. Using the system is extremely simple. All that is necessary is to place the phone as close as possible to the payment terminal. You don't need to open Wallet. The device will automatically scan the terminal and request confirmation of the operation using a fingerprint. After authorization via Touch ID, the operation will be completed - the money will be debited from the bank account, and in response the cashier will hand over a paper check. Using Apple Pay is as convenient as possible!
Which, shortly before the official release, was mentioned at the next Apple presentations general director companies. What is Apple Pay?
Apple Pay is a contactless payment system that provides a safer and more convenient way to pay for goods and services. The principle of Apple Pay is to read payment information from mobile devices Apple company through NFC (Near Field Communication) technology with further authentication of the owner through .
How to set up Apple Pay
Before using the service, you need to launch the standard Passbook application and add active card, by scanning it with a camera. You can attach up to 8 different cards to Apple Pay, and payment occurs in a matter of seconds. The user does not even need to launch any application to activate the system. Simply bring your iPhone to the contactless reader installed in stores and place your finger on Home button to recognize Touch ID fingerprint. Vibration or sound signal will let you know that the payment transaction was successful.
You can also pay for in-app purchases using the contactless payment system.
It’s worth mentioning right away that Apple Pay will only be supported on new Apple devices, such as iPhone 6 and iPhone 6 Plus, iPhone 7, iPhone 7 Plus, iPad mini 3, iPad Air 2 or Apple Watch and later models.
Despite the fact that since its launch, Apple Pay can be used in more than 200,000 retail outlets, including McDonald's, the Walgreen pharmacy chain and such large stores as Target and Macy's, Apple currently has agreements only with US banks , which makes the service unavailable to residents of Russia. However, with a strong desire, the territorial restriction can be circumvented.
upd. Apple Pay in Russia
The Apple Pay system has started working in Russia. At the moment, only MasterCard from Sberbank is suitable for paying for purchases via Apple Pay, but the situation may change in the near future - the list of partner banks will be replenished.Users of the following devices will be able to pay for their purchases offline through Apple Pay in Russia:
- iPhone 6 and 6 Plus
- iPhone 6S and 6S Plus
- iPhone 7 and 7 Plus
- iPhone SE
- Apple Watch
How to use Apple Pay in Russia
Apple Pay was launched in Russia on October 4. The system is automatically activated on all compatible devices, so i-device users do not need to independently configure the service.
Apple Pay works with all terminals that support contactless payment methods. These are PayPass, PayWave and NFC.
To pay, place your finger on the Touch ID sensor and bring your iPhone to the terminal. At this time, the system will automatically process the payment.
In some cases, you may need to enter your card PIN or sign for iPhone screen. When paying for purchases via Apple Pay, the bank does not charge any commission.
How to add cards to Apple Pay
Let us remind you that currently in Russia Apple Pay only works with MasterCard from Sberbank. To attach a card, follow these steps:- Open the Wallet app on your iPhone.
- Tap on “Add payment card”.
- Take a photo of the card or enter its details manually.
Video instructions “how to set up Apple Pay” from Sberbank
How to use Apple Pay outside the US with a US bank card
As it became known recently, the owners of new mobile devices from Apple have found a way to use the service in other countries. However, in order to use Apple Pay outside the US, you must have a valid US bank card.Although Apple claims that they have agreements with more than 500 banks, at present, when talking about the compatibility of cards with Apple Pay, the Cupertino team announces a not so large list: American Express, Bank of America, Capital One, Chase, Citi, J.P Morgan , Merrill Lynch, U.S. Trust and Wells Fargo. In more detail, the situation with map support looks like this:
Next, to pay for your purchase, you need to go to “Settings” > “General” > “Language” > “Region” and change it to USA. After this, we launch the Passbook application, which now offers the opportunity Apple installations Pay and continue setting up.
You can pay for purchases using Apple Pay through PoS terminals that support NFC technology. However, keep in mind that using the Apple Pay service outside the US will cost you an extra penny, since banks will require payment for services taking into account currency conversion. But be that as it may, it works.
Apple Pay Security
The security of using a contactless payment system is one of the important issues. According to most experts, paying for purchases using Apple Pay is safer than using traditional plastic cards. Fingerprint scanning technology eliminates the possibility of unauthorized people using the service, and NFC module transfers all data using tokens that replace the existing number credit card to randomly generated.In general, the simplicity, convenience and security due to the use of biometric identification technology and tokens make Apple Pay an attractive service in the eyes of users and a serious competitor in the rapidly developing market of digital payment systems.
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In the era of development mobile payments IT companies are coming up with more and more convenient and faster ways for their users to part with money. Thus, Apple has developed a new payment system that allows you to pay for purchases in offline stores and on the Internet using a smartphone or computer. Apple managed to rethink our wallets and bank cards, neatly and safely “folding” them into our smartphones. As you already understand, this article will focus specifically on this payment system. What is Apple Pay? How it works? How to set up Apple Pay? And why is this needed at all?
System requirements
Before you set up Apple Pay on your iPhone, you need to make sure that your devices support this technology. The following smartphones are suitable for these purposes:
- iPhone 5 (if connected to Apple Watch);
- iPhone 5s (if connected to Apple Watch);
- iPhone 6 (and Plus version);
- iPhone 6s (and Plus version);
- iPhone SE (2016 and 2017);
- iPhone 7 (and Plus version).
if you have smart watch from Apple, then for Apple settings Pay will do any iPhone, starting from the fifth model.
Banks supporting the payment system
The emergence of such a new product certainly had to be accompanied by cooperation with regional banks. Fortunately, our banks quite warmly welcomed the appearance of Apple Pay in the country. Do you know who was the first to connect to the new payment system? "Sberbank". Even this orthodox bank liked Apple Pay, to say nothing of others.
Naturally, the list of supported banks includes:
- "Tinkoff Bank";
- "GAZPROMBANK";
- Otkritie Group (together with Rocketbank);
- "VTB 24";
- "Alfa Bank";
- Plus the electronic payment service "Yandex.Money".
WITH full list banks can be found on the official website of the payment system, where the restrictions that apply to certain cards are also indicated. Some banks support MasterCard, but for some reason refuse to service Visa.
How to set up Apple Pay? Instructions
All iPhones come pre-installed with the Wallet app. We will need it to work with the payment system. Open it, click on the “Add card” button and in the window that appears, enter your card details (if you want to use the one you already use for purchases in iTunes, you will just need to select this sub-item and proceed to verification by the bank). Next will be a verification of your card. This usually takes no more than a minute. Some banks require personal confirmation or confirmation via SMS code.
Don’t forget that to work with the payment system you will need a card that supports contactless payments, that is, one that has the PayPass or PayWave logo (well, and an NFC chip, respectively).
How to pay with Apple Pay in stores and metro?
If all the previous stages of preparation have been completed, then you can go shopping. We go to the store and find the terminal we need there (it should be a terminal that accepts payments via NFC). We put our finger on the fingerprint scanner, and hold the phone 2 centimeters from the terminal itself. Apple service Pay is activated automatically and will process the payment.
After a few seconds, a green checkmark will light up on the screen of your smartphone, confirming the successful completion of the operation. If you have several cards attached and you usually pay through VTB 24, but now you need Sberbank, Apple Pay offers the ability to select a card before purchasing. To do this, double-click on the "Home" button and select the default card. If you're planning a trip to the subway and have set up Apple Pay on your Apple Watch, it would be a great time to use it to pay for your trip. To do this, you don’t even need to take your phone out of your pocket, just press the keys on the watch body twice and turn the watch “facing” the payment terminal.
How to pay with Apple Pay on the web and in apps?
An important feature of Apple Pay, in comparison with other services, is the ability to make purchases online and third party applications. This is also done simply:
- we find a program or website that supports the payment system;
- select a payment method using the “apple” payment system (usually a large black button with an apple);
- enter the delivery and billing address;
- We confirm the purchase using Touch ID.
Purchases can be made not only from a phone, but also from a computer, however, purchase confirmation still takes place on a smartphone, since not all Apple computers equipped with a fingerprint scanner.
Payment security
What is Apple Pay? This is the most secure wallet in the world. Apple devices, like all the technologies involved in them, have always surprised us with their level of security. Infiltrate operating system iOS and it is simply impossible to steal data from it. Even this seemed not enough to Apple, so they developed a special tokenization system, when your card data is stored on the phone and transmitted to the terminal in encrypted form (instead of a card or account number, a set of numbers is transmitted). This greatly increases the security of each individual payment.
At the same time, data cannot be physically stolen, as is the case with conventional NFC cards. If you bring a portable payment terminal to a standard card, the card will automatically pay for the purchase and will not require any confirmation. In any case, the phone will require verification using Touch ID, which means that no one but you will be able to spend money using your smartphone.
Impressions, reviews, discounts
Russian users reacted to the new technology quite quickly and immediately began testing it with all their might. Many posts about the new payment system instantly appeared on the Internet. Some did not immediately figure out how to set up Apple Pay, and therefore were angry on the Internet until they finally mastered the progress and thoroughly studied the instructions.
The company literally forced many users to try Apple Pay by launching a large-scale advertising campaign with discounts and bonuses from various stores and cafes. Free movie tickets, half-price hamburgers and discounted subway fare did the trick. A huge audience of users have resorted to using Apple Pay at least once, thereby triggering an unprecedented increase in the popularity of this technology. Most of all, the new product scared the sellers. This, in particular, affected small stores, where no one provided instructions, and every purchase from a phone seemed like some kind of terrible magic or fraud. A year later, the situation has changed dramatically, and such excesses do not occur. Everyone is used to it. Moreover, they are so used to it that they are unlikely to want to give it up. Users of the payment system have become seriously attached to this technology and can hardly imagine life without it.
Instead of a conclusion
As you can see, Apple Pay is not difficult. It’s even simple, very interesting and convenient. A new approach to making payments will definitely change the world in the near future, if it hasn’t already. Apple is soon planning to introduce the ability to transfer funds from device to device using a special virtual Apple Cash account, and this is clearly not the last step in the development of the service. Perhaps Apple will even want to become a bank and offer to store funds in its accounts.
Now that you know how to set up and use Apple Pay, it's time to try it out for yourself.
Just recently, many of us would have called shopping using our phone fantastic. And today is everything more This is a completely familiar reality for people. The first one, of course, useful option Apple Corporation presented for its gadgets. If you are iPhone owner 6, then today you can choose for yourself this safe and modern way payment. We will describe in detail how to use it below.
About Apple Pay
Apple Pay is universal, simple and safe remedy payment, available not only for iPhones, but also for iPad, MacBook Pro. You can use it to pay both in regular stores and in online markets and applications. In major cities around the world, public transport fares are also being adjusted using this technology.
Before you set up and use Apple Pay, make sure you have the following:
- a bank card whose issuer (issued bank) supports this technology;
- the latest version of iOS on your gadget;
- Sign in to iCloud on your phone, configured digital password and Tooch ID.
You can add up to 8 bank and/or bonus (the latter is not available in all countries) cards to one device.
Set up Apple Pay on your iPhone
You'll find that setting up this payment system is as easy as using it. The instructions consist of the following simple steps:
- Go to the Wallet app (read more about it below).
- Tap on "Add a payment card", click on "Next".
- If you have linked a card to pay for purchases in iTunes, then you will only need to enter its 3-digit security code.
- Otherwise, you need to place the card face down in the frame so that it can be scanned by the rear camera of the gadget, or enter the necessary information manually - number, expiration date, first and last name in Latin.
- Then enter the security code from the back of the card in the required box.
- Carefully read the terms of service of your issuing bank. If you agree with them, click "I Accept".
- Choose one of the suggested ways to register your card in Apple Pay. For example, via SMS. In this case, a message will be sent to the phone number associated with it: digital code, which must be entered into the required window.
- Tap on “Done” - your iPhone and card are ready to pay using Apple Pay!
About Wallet
A little about the application - the universal wallet Wallet. This is where not only the credit or debit account you added now can be stored. bank card, but also gift certificates, boarding passes, discount and bonus cards, tickets to a movie, theater, museum or exhibition. You can always check useful information, which they contain: balance, expiration date, place or number, etc.
You can add a card in any convenient way:
- via "Mail" or "Messages";
- using the Wallet barcode scanner;
- via browser;
- via Airdrop sharing;
- through applications that support this “wallet”;
- via a pop-up notification when paying with Apple Pay.
Using Wallet on iPhone device does not cause any difficulties. If the map contains information about the location and time of where and when you need it, it opens automatically at the right time. You can also quickly open the map by double-clicking the Home key. When you activate automatic selection for a particular card, just hold your phone near the merchant's contactless reader while holding your finger on Tooch ID.
By clicking on the "i" ("information") icon next to the added card, you can do the following:
- delete it;
- do open access to all your Apple devices;
- update her information (just pull the screen down);
- open/install an application issued by the issuer of this card;
- activate/disable automatic update card information;
- enable or disable the function of appearing on ;
- make active or cancel the automatic selection of this card when making purchases.
How to Use Apple Pay: A Complete Guide to Paying in Stores
Paying for purchases in the store works like this:
- With Apple Pay, you can pay for goods and services only at terminals marked with the Apple branded apple icon and the word Pay.
- Once the merchant's contactless terminal is ready to exchange data, simply place your finger on the Tooch ID sensor button and bring the device approximately 2.5 cm away from the terminal.
- The system itself will select for payment a card for which “Automatic selection” is set.
- Hold your smartphone near the terminal until the “Ready” message appears.
- If you want to pay for a purchase with another card from Wallet, then bring your iPhone to the terminal without touching Tooch ID. Select the desired card on the gadget screen.
Please pay attention to these nuances before using Apple Pay on:
- The purchase can only be made if you have Internet access.
- When making such a payment, some stores may ask you to additionally enter your bank card PIN or sign a receipt that will appear on the smartphone screen.
- If the terminal requires you to enter the last four digits of your card, then you need to log into Wallet, click on the “i” icon next to the desired card and enter the numbers indicated next to the inscription “Number account devices." In this case, they are a full-fledged substitute for a bank card number.
- If the terminal asks you to choose between a credit or debit card on its screen, you should choose credit.
Virtual purchases using Apple Pay
Consider using Apple Pay for in-app purchases:
- You can pay for a particular purchase by clicking on the button - a combination of the branded apple and the inscription Pay, as well as with the prefixes Buy with..., Donate with...
- Check all the data or enter the required ones.
- If you need to pay with another card, then tap on “>” next to the one offered.
- When prompted by the system, place your finger on the Tooch ID sensor.
- Do not remove your hand until "Done" appears.
Now let's look at how to use Apple Pay on iPhone 6 when making purchases on websites:
- Find the familiar "Buy with Apple Pay" button and click on it.
- Check the displayed data, enter the required information.
- Make a purchase by placing your finger on the Tooch ID sensor as prompted by the system.
- Remove your hand as soon as "Done" appears.
Let's look at specific examples of payments with Apple Pay in Russia.
Issuing banks and stores supporting Apple Pay in Russia
Credit issuers and payment systems that support Apple Pay:
- Sberbank;
- VTB 24;
- "Alfa Bank";
- "Tinkoff";
- "Binbank";
- "Beeline";
- "Promsvyazbank";
- "Gazprombank";
- "Opening";
- "Bank "Saint-Petersburg";
- "Corn";
- "Megaphone";
- "Yandex money";
- "Rocketbank";
- "Russian standard".
Before using Apple Pay on iPhone 6, you probably wanted to know which stores and establishments have terminals that use this payment option. Today there are more than a hundred thousand of them. Among them:
- "Auchan";
- "Ribbon";
- "M Video";
- "Pyaterochka";
- "Burger King";
- "Starbucks";
- "El Dorado";
- "Carousel";
- "Messenger";
- "Crossroads";
- "Mediamarkt" and others.
Applications and sites where you can use this payment method:
- "Rambler cash desk";
- Aeroflot;
- "Poster";
- "Kinopoisk";
- "Yandex.Taxi";
- "Platypus";
- "Biglion"
- OZON;
- Lamoda, etc.
About security
Before using Apple Pay on iPhone 6, it is important to make sure that this type of payment is secure. This payment method objective reasons considered more reliable than traditional bank cards:
- Payment requires only your fingerprint or a digital code that only you know.
- Your card number is not stored on your smartphone or Apple server.
- When paying, your card number and personal data are not available to the seller.
- Transaction information is anonymous.
- When making virtual purchases, the seller only sees the information about you that you enter.
If you lost your iPhone or it was stolen, then no one else will be able to pay for their purchases through Apple Pay, because... this is impossible without the code and your fingerprint. In addition, the service of this payment system can be suspended remotely by contacting the support service of the issuing bank, or through “Find iPhone”. However, the lost device does not have to be connected to the Internet.
Other questions
We will answer the most popular questions:
- How can I view my transactions? This can be done in Wallet - the last 10 transactions are displayed there.
- Is an internet connection required when paying? Yes, this is a necessary condition.
- Is there a fee for this type of payment? The buyer pays only the amount of his purchase; the commission is the responsibility of the seller.
- Which terminals accept this means of payment? Contactless PayPass, PayWave, NFC with the sign of the possibility of payment using Apple Pay.
So we’ve covered all the main points about how to use Apple Pay on iPhone 6. The most important thing this payment tool provides is safe and easy payment using your smartphone, which has now become your wallet.